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Losing a loved one is hard enough—don’t leave your family with unexpected financial burdens on top of grief. Final expense insurance is a simple, affordable way to cover funeral costs, medical bills, and other end-of-life expenses. These policies are easy to qualify for, with no medical exam required in most cases.
At Pretty Penny Capital, we make planning ahead simple and compassionate—so your family can focus on healing, not worrying about bills.
Helps pay for funeral services, final arrangements, unpaid medical bills, and even small outstanding debts.
Most applicants qualify through a few health questions—no needles, no lab work, no stress.
Your monthly rate stays the same—guaranteed for life, even if your health changes.
Benefit goes directly to your chosen loved one, so they can access funds when they need them most.
Final expense insurance is ideal for those who want to ensure their loved ones are not burdened with unexpected costs after they pass. Funerals, burial or cremation services, and even small medical bills can add up quickly—and without a plan, those costs often fall to grieving family members. This type of policy offers peace of mind by taking care of those expenses ahead of time, so your legacy can be one of love and care, not financial strain.
Our fast and easy process ensures quick policy setup
Get round-the-clock support for all your insurance needs
It’s also a great solution for individuals who may not qualify for traditional life insurance due to age or health conditions. With simplified underwriting, most people can secure coverage without a medical exam or invasive process. And because premiums are fixed and coverage is guaranteed, you’ll know exactly what you’re paying for and what your family can expect.
Final expense insurance is designed to cover end-of-life costs, including funeral services, burial or cremation costs, medical bills, and small outstanding debts. It ensures that your loved ones don’t face financial strain during a difficult time.
No. Most of our final expense policies are simplified issue, meaning you don’t need a medical exam. You’ll only need to answer a few health-related questions, and you could be approved quickly.
Premiums are affordable and based on your age, health, and the coverage amount you select. Since these plans are specifically designed for those looking for simple and low-cost options, you can lock in an affordable rate that never increases.
Final expense insurance is typically a fixed-coverage policy, meaning your benefit amount is determined when you apply. However, if you want additional coverage in the future, we can help explore other options to ensure your family has the protection they need.
The benefit from your final expense insurance policy will go directly to the beneficiary you choose. This is typically a family member, but it can be anyone you designate. They will receive a tax-free payout that can be used to cover your end-of-life expenses.
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