Child Life Insurance

More Information

Reach out for expert insurance support and personalized solutions.

Give your child more than just love—give them a financial head start. With our child life insurance plans, you can lock in low monthly premiums now and build long-term value that stays with them for life. It’s one of the smartest and most caring decisions a parent or guardian can make.

Our policies start at just $7/month and are designed to grow with your child, offering both protection and financial opportunity in the years to come.

Why Parents Choose Our Child Life Insurance Plans

1. Affordable Premiums

Coverage starting at just $7/month—making it one of the most cost-effective ways to protect your child’s future.

2. Flexible Lifetime Coverage

The policy stays with your child into adulthood, ensuring long-term protection no matter what life brings.

3. Cash Value Growth

As the policy matures, it builds cash value that can be used later for college, a car, or even a first home.

4. Easy Application Process

No medical exam required—just a quick and easy application with trusted providers who understand families.

Common Health Conditions We Still Cover for Children

Every child deserves protection—regardless of their health status. At Pretty Penny Capital, we believe in giving families peace of mind, even if your child has been diagnosed with a medical condition. We work with providers that offer flexible options, including policies that don’t require medical exams.

Fast & Easy Process

Our fast and easy process ensures quick policy setup

24/7 Supports

Get round-the-clock support for all your insurance needs

Even if your child has a condition not listed here, we encourage you to reach out—our team can help find the best path forward.

FAQS

Frequently asked questions

Child life insurance isn’t just about covering final expenses—it’s about giving your child a financial foundation. These policies offer lifetime coverage and build cash value that can be used later for college, a first car, or a down payment on a home.

Our plans start as low as $7/month, making them one of the most affordable ways to secure lifelong protection and savings potential for your child.

No medical exam is required for most policies. Approval is usually simple and based on a few health questions, making the process quick and stress-free for parents.

Yes! These are lifetime policies, meaning your child can carry the coverage with them well into adulthood—with the option to increase benefits over time.

We work with carriers who understand that health challenges happen—even early in life. Many mild to moderate conditions are still eligible, and we’ll help you find the best-fit option.